Chocolate Banana Bread Recipe
There is nothing quite like the warm, comforting aroma of freshly baked Chocolate Banana Bread filling your kitchen. This recipe combines perfectly ripe bananas with rich cocoa and melty chocolate chips to create a loaf that is tender, moist, and packed with flavor. Whether you’re craving a sweet breakfast, an afternoon pick-me-up, or a delightful snack, this Chocolate Banana Bread is sure to become a beloved staple. It’s easy to make, uses simple wholesome ingredients, and results in a slice of pure joy every time.

Ingredients You’ll Need
Gathering these simple yet essential ingredients is the first step toward baking your perfect loaf. Each component plays a vital role: ripe bananas add natural sweetness and moisture, cocoa powder gives that deep chocolate flavor, and nut butter imparts a subtle richness that ties everything together beautifully.
- 3 medium ripe bananas: Choose bananas that are heavily speckled or even starting to brown for maximum sweetness and moisture.
- 2 large eggs: These bind the ingredients together and provide structure to your bread.
- ¼ cup nut butter: Almond, peanut, cashew, or sunflower seed butter all work wonderfully, lending creaminess and depth.
- ⅓ cup granular sweetener: Use monk fruit, brown sugar, or your preferred sweetener to balance out the bitterness of the cocoa.
- 1 tsp vanilla extract: Adds warmth and enhances the chocolate and banana flavors.
- ⅙ tsp sea salt: Just a pinch to brighten all the sweet elements.
- 1 ½ cups oat flour: Provides a tender crumb and mild nuttiness; can be substituted with your favorite flour.
- ½ cup cocoa powder: This is where the chocolate magic happens—use a good quality unsweetened cocoa for the best taste.
- 2 tsp baking powder: Helps the bread rise and stay light.
- ¼ cup chocolate chips: These little bursts of chocolate throughout the bread make every bite extra special.
- Optional high protein boost: Replace ½ cup oat flour with ½ cup protein powder if you want to add a nutritious twist.
How to Make Chocolate Banana Bread
Step 1: Prepare Your Oven and Pan
Start by heating your oven to 350°F (180°C). Prepare a 20 cm (7.9 inches) loaf pan by lining it with parchment paper or greasing it lightly with oil. This ensures your Chocolate Banana Bread won’t stick and will easily come out once baked.
Step 2: Mash the Bananas and Mix Wet Ingredients
In a large bowl, mash the three ripe bananas thoroughly until smooth and creamy. This is the foundation of the bread’s moisture and sweetness. Next, stir in your chosen nut butter and the two eggs. Mix well to combine everything evenly, creating a luscious, cohesive batter.
Step 3: Add Sweetener, Vanilla, and Salt
Sprinkle in your preferred granular sweetener along with one teaspoon of vanilla extract and a small pinch of sea salt. Whisk the wet ingredients together for about two minutes until fully incorporated. This step melds the flavors and ensures your bread will have that irresistible aroma and balanced taste.
Step 4: Incorporate Dry Ingredients
Now it’s time to add the dry ingredients: oat flour (or your flour-protein powder mix), cocoa powder, and baking powder. Stir these into your wet mixture gently but thoroughly until you get a smooth, chocolatey batter. Avoid overmixing to keep the bread tender.
Step 5: Fold in Chocolate Chips
Gently fold in the chocolate chips for delightful gooey bursts in each slice. Save a few for sprinkling on top before baking if you love that extra chocolatey finish.
Step 6: Bake Your Bread to Perfection
Pour the batter into your prepared loaf pan, smoothing the top with a spatula. Bake in your preheated oven for 30 to 40 minutes. You’ll know the Chocolate Banana Bread is ready when a toothpick inserted in the center emerges clean or with just a few moist crumbs attached.
Step 7: Cool and Slice
Allow your bread to cool in the loaf pan for about 15 minutes—this helps it firm up just right. Then, remove it from the pan and let it cool completely on a wire rack before slicing. This step is key for clean, beautiful slices and maximum flavor development.
How to Serve Chocolate Banana Bread

Garnishes
Sprinkle a dusting of powdered sugar or a drizzle of melted nut butter over the slices to add a finishing touch. Fresh berries or a dollop of whipped cream can also brighten up each bite and create an inviting presentation.
Side Dishes
This bread pairs perfectly with a hot cup of coffee or tea. For a more substantial treat, serve it alongside Greek yogurt or a bowl of fresh fruit salad to balance the richness with refreshing notes.
Creative Ways to Present
Try slicing the bread thick and serving warm with a spread of cream cheese or peanut butter for a delicious twist. You could also toast slices lightly and top them with banana slices and a sprinkle of cinnamon for a cozy breakfast variation.
Make Ahead and Storage
Storing Leftovers
Store leftover Chocolate Banana Bread in an airtight container at room temperature for up to three days. Keeping it sealed ensures it stays moist and flavorful without drying out.
Freezing
This bread freezes beautifully. Wrap individual slices or the whole loaf tightly in plastic wrap and place them in a freezer-safe bag. Frozen slices will keep well for up to three months, perfect for enjoying later without any waste.
Reheating
Reheat slices in a toaster oven or microwave until just warmed through. If frozen, thaw at room temperature or give them a quick zap in the microwave before enjoying their freshly baked taste and softness again.
FAQs
Can I use other types of flour for the Chocolate Banana Bread?
Absolutely! While oat flour is lovely for its texture and mild flavor, you can substitute it with whole wheat flour, all-purpose flour, or gluten-free blends. Just keep in mind the moisture content may vary slightly.
Is it possible to make this recipe vegan?
Yes, you can swap out the eggs for flax eggs (mix 2 tbsp ground flaxseed with 6 tbsp water), and use a plant-based nut butter and sweetener. The bread will still be moist and delicious!
How ripe should the bananas be for this recipe?
The riper, the better! Aim for bananas with lots of brown spots or fully browned skins—they are sweeter and mash more easily, contributing to the bread’s tenderness.
Can I add nuts or other mix-ins to the batter?
Definitely! Chopped walnuts, pecans, or even dried fruit like cranberries can add wonderful texture and flavor alongside the chocolate chips.
What if my bread turns out dense or dry?
Make sure not to overmix your batter, and check your baking powder’s freshness. Also, measuring flour correctly (spoon and level method) helps avoid extra dryness. You can add a splash of milk or yogurt if your batter feels too thick before baking.
Final Thoughts
There is something truly special about baking a loaf of Chocolate Banana Bread at home, filling your space with delightful aromas and ending with a slice that melts in your mouth. This recipe is straightforward enough for any baker to enjoy yet yields impressively scrumptious results. So don’t hesitate—grab those ripe bananas and get baking today. Your taste buds will thank you!
PrintChocolate Banana Bread Recipe
A moist and delicious Chocolate Banana Bread made with ripe bananas, cocoa powder, and chocolate chips. This recipe uses oat flour and natural sweeteners for a healthier twist, and includes a high-protein option by substituting part of the flour with protein powder. Perfect for breakfast, snack, or dessert.
- Prep Time: 15 minutes
- Cook Time: 35 minutes
- Total Time: 50 minutes
- Yield: 1 loaf (about 8 slices) 1x
- Category: Bread, Snack, Breakfast
- Method: Baking
- Cuisine: American
- Diet: Vegetarian
Ingredients
Wet Ingredients
- 3 medium ripe bananas (about 12 oz / 360 g)
- 2 large eggs
- ¼ cup (60 g) nut butter (almond, peanut, cashew, or sunflower seed butter)
- 1 tsp vanilla extract
Sweeteners and Seasonings
- ⅓ cup (70 g) granular sweetener (monk fruit, brown sugar, or preferred sweetener)
- ⅙ tsp sea salt
Dry Ingredients
- 1 ½ cup (150 g) oat flour (or preferred flour)
- ½ cup (50 g) cocoa powder
- 2 tsp baking powder
- ¼ cup (40 g) chocolate chips, plus extra for topping if desired
Optional High-Protein Addition
- ½ cup (50 g) protein powder (to replace ½ cup (50 g) of flour)
Instructions
- Prepare the pan: Preheat the oven to 350°F (180°C). Grease a 20 cm (7.9 inches) loaf pan with oil or line it with parchment paper to prevent sticking.
- Mash bananas: In a large mixing bowl, mash the ripe bananas thoroughly with a fork until smooth and free of lumps.
- Add wet ingredients: Stir in the nut butter and eggs into the mashed bananas until fully combined and smooth.
- Add sweeteners and flavorings: Mix in the granular sweetener of your choice, vanilla extract, and sea salt. Whisk the mixture for about two minutes to ensure all ingredients are well combined and the batter is slightly aerated.
- Combine dry ingredients: Add oat flour (or oat flour plus protein powder if using), cocoa powder, and baking powder to the wet mixture. Stir gently but thoroughly to combine without overmixing.
- Fold in chocolate chips: Carefully fold in the chocolate chips to distribute them evenly throughout the batter.
- Bake: Pour the batter into the prepared loaf pan. Optionally, sprinkle extra chocolate chips on top for a decorative finish. Bake in the preheated oven for 30 to 40 minutes, or until a toothpick inserted in the center comes out clean.
- Cool: Remove from the oven and allow the bread to cool in the pan for about 15 minutes. Then transfer to a wire rack to cool completely before slicing and serving.
Notes
- You can substitute oat flour with all-purpose or whole wheat flour if preferred, but drying and texture may vary slightly.
- Using a granular sweetener like monk fruit keeps the recipe lower in sugar and calories.
- The protein powder substitution increases the protein content, making it more filling and better for a post-workout snack.
- The bread freezes well; wrap tightly and freeze for up to 3 months.
- Make sure bananas are very ripe for maximum sweetness and moisture.
- For a vegan version, substitute eggs with flax eggs and use a plant-based nut butter.
Nutrition
- Serving Size: 1 slice (1/8 of loaf)
- Calories: 210 kcal
- Sugar: 7 g
- Sodium: 160 mg
- Fat: 10 g
- Saturated Fat: 2 g
- Unsaturated Fat: 6 g
- Trans Fat: 0 g
- Carbohydrates: 28 g
- Fiber: 5 g
- Protein: 6 g
- Cholesterol: 40 mg
Keywords: chocolate banana bread, healthy banana bread, oat flour banana bread, protein banana bread, easy banana bread, gluten free banana bread option

